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Checkbook IRA

Invest Your Retirement Savings in What You Know.

A Checkbook IRA gives you a dedicated LLC and checking account funded with your retirement dollars — so you can invest in real estate, crypto, startups, and more without custodian delays or approval.

  • Invest in real estate, crypto, private equity & more
  • Write checks directly — no custodian sign-off per deal
  • ⚡️Open in under 5 minutes — fastest account setup in the industry
★★★★★ 4.8 Google Rating
 
Investopedia Best SDIRA 2026
 
Bankrate Best SDIRA 2025

Investopedia

Best Self-Directed IRA 2026
Bankrate

Best Self-Directed IRA 2025

★★★★★ 4.8 / 5

Google Rating
Thousands of 5-star reviews
What is a Checkbook IRA?

Your retirement savings deserve more than a limited menu.

A Checkbook IRA is a Self-Directed IRA paired with an LLC that you manage. You get a dedicated checking account, full investment freedom, and the ability to act quickly — the way any serious investor should.
Standard SDIRA Custodian
Traditional IRA — someone else decides
  • Every investment requires custodian review — adds days or weeks to close
  • Per-transaction fees that compound on active portfolios
  • Limited to custodian-approved asset types and platforms
  • Slow wires mean losing deals to faster cash buyers
Rocket Dollar Checkbook IRA
Rocket Dollar — you decide
  • Write checks or wire funds directly — no approval needed per transaction
  • Unlimited transactions included
  • Invest in anything the IRS permits: real estate, crypto, startups, lending
  • Close as fast as any cash buyer
What you can invest in

Go beyond stocks and bonds.

Millions of Americans don't know their retirement savings can be invested in assets they actually understand. With a Rocket Dollar Checkbook IRA, your options are virtually unlimited.

Real Estate
Rentals, fix-and-flip, raw land, syndicates

Cryptocurrency
Hold your own keys, tax-advantaged

Startups
Angel rounds, SPVs, private equity

Private Lending
Hard money loans, notes, mortgages

Precious Metals
IRS-approved gold, silver, platinum

The Process

Set up an account in under 5 minutes.

Open your account online in minutes. We handle all the LLC formation, IRS paperwork, and setup — so you can focus on finding great investments.
01
Open Your Account

Open your Rocket Dollar account entirely online — no branch visits, no paperwork stacks. We set up your Self-Directed IRA and IRA-owned LLC, handling all the formation documents and IRS compliance for you.

⚡ 5 minutes to start
02
Fund via Rollover

Move your existing 401(k), IRA, or 403(b) into your new account penalty-free. Our team handles the paperwork and coordinates directly with your current custodian so your money moves quickly and safely.

⏱ 1–2 weeks to fund
03
Write Checks. Close Deals.

Once your account is funded, you're in control. Write a check, wire funds, or sign contracts directly from your IRA LLC — invest in the deals you find, on your timeline, without asking anyone for permission.

✓ Same-day once funded
FAQ

Frequently Asked Questions.
Get Started Today

Your retirement savings should work as hard as you do.

Speak with an IRA specialist today — free, no obligation, no pressure.

Open My Checkbook IRA
📞 Call (855) 762-5383