The Rocket Dollar IRA

Enjoy the freedom to invest in alternative assets. Invest with speed and convenience in the assets you want, not a predetermined menu of mutual funds. Take control of your investment decisions with a Rocket Dollar IRA.

What is a Rocket Dollar IRA?

You're probably familiar with Traditional IRAs (Individual Retirement Accounts)—the tax-deferred savings accounts with no income limits. So what makes Self-Directed IRAs different? Well, the only difference (with few exceptions) is the assets in which you can invest.

While IRAs from traditional providers do not allow those investments, self-directed IRAs are broader and do not have as many restrictions. With a Rocket Dollar IRA, we've made it easy to invest in any asset class allowed by the IRS.

Investors can use a Rocket Dollar IRA to save for retirement in a tax-deferred account and diversify their assets by investing in non-traditional assets such as startups, real estate, precious metals, cryptocurrencies, commodities, and private placements. Whether they are investments in a new business or a new real estate deal, all of these investments are easy to make and manage through the Rocket Dollar platform.

Invest with control

Diversify your retirement portfolio for as little as $15 per month.

Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

Investment Options

No preset menu of investments. Invest in anything allowed by the IRS.

Transparent Pricing

No asset or transaction fees. Our pricing is simple. $360 registration fee and $15/month.

Tax Advantages

Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.

IRaaS (IRA as a Service)

IRA as a Service is the technology platform we've built that allows us to provide the best investing experience possible, not nickel and dime you with account fees, investment fees, or transaction fees. Our simple subscription model ensures you know what you're paying because while some surprises are great, some aren't.

All-you-can-invest retirement accounts

What assets are allowed in a Rocket Dollar Self-Directed account?

To name a few...
- Real estate
  
  Make investments in single-family, multi-family, syndicates, and more!
- Private Equity
  
  Make a loan using your IRA, and payments go right back into the same account.
- Cryptocurrency
  
  All the upside, none of the tax headaches!
- Small Businesses & Startups
  
  Help a small business get off the ground, and enjoy no taxes when it takes off!
- Conventional loan
  
  Make a loan using your IRA, and payments go right back into the same account.
- Peer-to-peer lending
  
  Make a loan using your IRA, and payments go right back into the same account.
- Equity Crowdfunding
  
  Use your retirement account to invest in the next big company, while it's still in the garage stage.
- And The List Goes On

Establish IRA and Associated Accounts

Including all documents necessary to make your first investment.

Make it easy to fund your account using our patented transfer module

When you log in to Rocket Dollar, you will be able to initiate a transfer with a few clicks.

Invest

Have any questions about making an investment? Our support team is here to help!

Core

$15/mo.

$360 one-time setup fee

The essentials you need to get started

No minimum opening deposit
Checkbook Control
An LLC to hold investments
Online document storage
Email support
No transfer or rollover fees

Gold

$30/mo.

$600 one-time setup fee

All the essentials plus premium service

All Core features
Expedited service and transfers
Four free yearly wire transfers
Physical Rocket Dollar Account Debit Card
Custom-named LLC
Priority support
Tax-filing for 1099-R and Form 5500
Roth IRA conversion assistance

Create an account entirely online in under 10 minutes

Rollover, transfer, or contribute funds to your account

Invest with a check, debit card, or wire

2 min read

Investing in Real Estate with Your IRA

Sep 10, 2021 by Thomas Young

Are you looking to meet your investment goals and save for your retirement?

Do you want to use retirement dollars to...

3 min read

Subscription-Based, All-You-Can-Invest Pricing for Self-Directed IRAs

Jul 13, 2020 by Henry Yoshida

From Netflix to Blue Apron to that nominal $.99 charge for additional iCloud storage, subscription-based services have...

4 min read

Roth Case Study

May 8, 2020 by Thomas Young

One of the most common questions we get surrounding IRA contributions is whether they should be Roth or Traditional...

FAQs

Why Self-Directed?
Am I eligible to open and contribute to a Rocket Dollar Self-Directed IRA account?

Anyone with US taxable income or an old retirement account can start a Traditional IRA or Roth IRA.

To do new contributions to a new IRA, you must be younger than 70 and 1/2. Depending on your income and filing status, you're able to make a contribution to your IRA and the contribution may or may not be tax-deductible. If you have old IRA contributions, you can always open a new IRA and do a trustee to trustee transfer over to Rocket Dollar.
How can I fund and transfer assets into my Rocket Dollar Self-Directed IRA account?

Your Rocket Dollar Self-Directed IRA account can be funded via current taxable income and rollover from old IRA plans or retirement accounts. You must be a paid customer to start the process.

Funding your Self-Directed IRA account can be accomplished in 3 different ways: Contribute to the Self-Directed IRA from your current taxable income, rollover your old employer 401(k) plan, or transfer an old IRA.
Can I manage investments in multiple-asset classes with a Self-Directed IRA?