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IRA as a Service

Self-Directed IRAs:
What to Know Before Opening an Account

Take full control of your investments with a Rocket Dollar IRA.

Get Started
The Rocket Dollar IRA | Self-Directed Roth IRA
Fast Transactions
Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

Investment Options
Investment Options

No preset menu of investments. Invest in anything allowed by the IRS.

Transparent Pricing
Transparent Pricing

No asset or transaction fees. Our pricing is simple. $360 registration fee and $20/month.

Tax Advantages
Tax Advantages

Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.

IRAaaS (IRA as a Service)

IRA as a Service is the technology platform we've built that allows us to provide the best investing experience possible, not nickel and dime you with account fees, investment fees, or transaction fees. Our simple subscription model ensures you know what you're paying because while some surprises are great, some aren't.

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Direct Custody IRA

With a Direct Custody IRA, you have the freedom to invest in the assets that align with your financial goals, all with added security of an industry leading custodian. Unlock your retirement savings and invest confidently, knowing that your retirement investments are in safe hands while you focus on building the financial future you desire.

We take security seriously

Online security is no joke, and we take the trust our customers and partners put in us seriously. We are a SOC-2 certified company, and continuously update our systems to comply with best practices.

investment shield

Learn more with our SDIRA guide

We think it's important to empower people through investing knowledge, so we've created a quick-start guide to self-directed IRAs to educate those new to the space. Learn the basics of this retirement plan and how it offers more investment options for your retirement savings. Discover the benefits, risks, and steps to open a self-directed IRA.

Here's how easy it is to get started:

Rocket Dollar | Open an account
Step 1


Establish IRA and associated accounts, including all documents necessary to make your first investment.

Rocket Dollar | Fund your account


Our patented transfer module makes it easy to fund your account—log in to Rocket Dollar to initiate a transfer with just a few clicks.

Rocket Dollar | Invest


Have any questions about an investment? Our support team is here to help!

We offer Solo 401(k) plans, too

Self-employed investors, we've got you covered. If you're looking to get the most out of your retirement savings with high contributions, a Solo 401(k) from Rocket Dollar is the account for you.

Learn more about the Rocket Dollar Solo 401(k)

SDIRA Benefits & Pricing

Transparent pricing on a subscription basis.


The essentials you need to start investing

$20/moper month

$360 one-time setup fee

Get Silver Learn more
  • Benefits
  • No minimum opening deposit
  • BYOD (Bring Your Own Deal)
  • Online document storage
  • Investment tracker dashboard
  • Email support
  • No transfer of rollover fees
  • Available Accounts
  • Direct Custody IRA


All the essentials plus premium service

$30/moper month

$600 one-time setup fee

Get Gold Learn more
  • Benefits
  • All Silver features
  • Priority support
  • Expedited service and transfers
  • Four free wire transfers per year
  • Roth IRA conversion assistance
  • Tax filing for Solo 401(k) Form 5500
  • Available Accounts
  • Direct Custody IRA
  • Checkbook IRA
Sign up | Rocket Dollar

Ready to take control?

Frequently Asked Questions

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