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Rocket Dollar Pricing

Transparent pricing on tax-advantaged accounts. Fastest account opening in the industry.

Self-Directed IRA

The essentials you need to start investing

$30/moper month

$360 one-time setup fee

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Silver Program
  • All transactions go through the IRA custodian
  • Ideal for one-time investments (No Checkbook Control)
  • Bring Your Own Deal (BYOD)
  • Domestic Investments Only
  • No AUM fees

Checkbook IRA

Take complete control with our most popular account

$40/moper month

$600 one-time setup fee

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Gold Program
  • IRA Trust checking account (LLC available)
  • Unlimited fee-free transactions
  • No Custodian sign-off on transactions
  • Bring Your Own Deal (BYOD)
  • No AUM fees
  • Best For Ultimate Control of Investments:
  • Rental Properties
  • Fix-n-Flip
  • Tax Liens
  • Crypto (hold your keys)
  • Private Note Investing
  • Precious Metals
  • Limited Partnerships
  • Private Placements
  • Private Stock Purchases
  • Domestic Investments Only

Solo 401(k)

One participant, unlimited investment options

$40/moper month

$600 one-time signup fee

Get Started Learn more
Gold Program
  • Solo 401(k) Trust checking account
  • Unlimited fee-free transactions
  • No Custodian sign-off on transactions
  • Bring Your Own Deal (BYOD)
  • No AUM fees
  • Ideal for folks with self-employment income:
  • High contribution limits
  • 401(k) loan option
  • Self-custody account
  • Roth and Traditional in one account
  • Domestic Investments Only
  • Best for Real Estate Investments:
  • Rental Properties
  • Fix-N-Flips

As featured in:

Fastest Account Setup in the Industry

Get started in under 5 minutes

Set up your account in 5 minutes or less.

Getting started is quick and easy. In under 5 minutes, you’ll open your Rocket Dollar account and gain instant access to your secure dashboard. From there, you can immediately initiate a contribution or begin transferring funds from another account to start investing.

Not sure which account type is right for you?
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Rocket Dollar does not provide tax, legal, or investment advice. We recommend consulting your legal, tax, or financial advisor before establishing a self-directed retirement account.

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Fund your account.

Easily transfer or roll over funds from another custodian. We’ll guide you through the process and help coordinate paperwork to minimize delays. Depending on your current custodian, transfers may take several business days to a few weeks. We are available to assist you from day one.

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Put your money to work.

Start investing as soon as your account is funded. With a Self-Directed IRA, you can invest in a variety of alternative assets including real estate, private equity, startups, cryptocurrency, precious metals, and more—subject to IRS guidelines.

The IRS limits certain investments and transactions in self-directed accounts. It’s up to you to follow the rules, but we’ve got resources to help. Check out our Prohibited Transactions FAQ and talk to your tax or legal advisor to stay on track.

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Multiple Account Savings

Save up to up to $180 per year on monthly subscriptions and $480 on account opening fees when you open multiple accounts.

Classic Self-Directed IRA

Setup Fee Monthly
Classic Self-Directed IRA Pricing Account opening
$ 360
one-time
Subscription
$ 30
per/mo
Additional Accounts
Second Account
Take $100 off your setup fee and $5 off your monthly subscription
$260
$25
Third+ Account
Take $200 off your setup fee and $10 off your monthly subscription for your third account and every account thereafter!
$160
$20

Checkbook IRA/Solo 401(k)

Setup Fee Monthly
Checkbook IRA/Solo 401(k) Pricing Account opening
$ 600
one-time
Subscription
$ 40
per/mo
Additional Accounts
Second Account
Take $100 off your setup fee and $5 off your monthly subscription
$500
$35
Third+ Account
Take $200 off your setup fee and $10 off your monthly subscription for your third account and every account thereafter!
$400
$30

Questions about our pricing

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Ready to take control of your retirement?

Discover more:

LLC vs. Trust for a Self-Directed IRA: What’s the Difference?

When setting up a Self-Directed IRA, investors often seek “checkbook control”—the ability to make investments quickly...

Can You Use Your IRA to Invest in Real Estate?

Yes—you can use your IRA to invest in real estate. But most people don’t realize it’s possible because traditional...

Investing in Alternative Assets: Why Smart Investors Are Rethinking Retirement Strategy

For decades, retirement investing followed a predictable path: contribute to an IRA or 401(k), allocate between stocks...