How Much Can You Save on Taxes by Investing with a Self-Directed IRA vs. Using Cash?
Investing for your retirement is not just about putting money away for the future; it's also about optimizing your...
Transparent pricing on a subscription basis.
The essentials you need to start investing
$360 one-time setup fee
All the essentials plus premium service
$600 one-time setup fee
Save up to up to $180 per year on monthly subscriptions and $300 on account opening fees when you open multiple accounts.
Everything you need to start investing on your terms
Setup Fee | Monthly | |
---|---|---|
Silver Pricing |
Account opening $ 360 one-time |
Subscription $ 15 per/mo |
Additional Accounts | ||
Second Account Take $100 off your setup fee and $5 off your monthly subscription |
$260 |
$10 |
Third+ Account Take $200 off your setup fee and $10 off your monthly subscription for your third account and every account thereafter! |
$160 |
$5 |
One Account | Two Accounts | Three Accounts | |
---|---|---|---|
Year 1 | $540 | $1,080 $900 | $1,620 $1,120 |
Year 2 | $180 | $360 $280 | $540 $340 |
Year 3 | $180 | $360 $280 | $540 $340 |
Year 4 | $180 | $360 $280 | $540 $340 |
Year 5 | $180 | $360 $280 | $540 $340 |
5 Year Total | $1,260 | $2,520 $2,020 | $3,780 $2,480 |
All the essentials plus premium service
Setup Fee | Monthly | |
---|---|---|
Gold Pricing |
Account opening $ 600 one-time |
Subscription $ 30 per/mo |
Additional Accounts | ||
Second Account Take $100 off your setup fee and $5 off your monthly subscription |
$500 |
$25 |
Third+ Account Take $200 off your setup fee and $10 off your monthly subscription for your third account and every account thereafter! |
$400 |
$20 |
One Account | Two Accounts | Three Accounts | |
---|---|---|---|
Year 1 | $960 | $1,920 $1,760 | $2,880 $2,400 |
Year 2 | $360 | $720 $660 | $1,080 $900 |
Year 3 | $360 | $720 $660 | $1,080 $900 |
Year 4 | $360 | $720 $660 | $1,080 $900 |
Year 5 | $360 | $720 $660 | $1,080 $900 |
5 Year Total | $2,400 | $4,800 $4,400 | $7,200 $6,000 |
An in-kind transfer is when instead of liquidating your assets to a specified amount of cash, you keep the investment in your IRA and transfer it “in-kind” to another retirement account IRA or 401(k). When the transfer is finished, your Rocket Dollar IRA will own the asset instead of your old IRA, and you will retain all the tax benefits on your investment.
Rocket Dollar currently does not accept in-kind public assets or cryptocurrency transfers. Rocket Dollar is working on accepting in-kind transfers of publically traded securities.
Rocket Dollar does not charge to move retirement cash. The pricing for moving alternative assets, such as real estate or private stock, is:
1-5 assets: $175
up to 10 assets: $300
up to 15 assets: $450
up to 20 assets: $600
Additional $50 for each additional custodian.
You can find more details here.
At Rocket Dollar, we are committed to providing our customers with a great experience.
If for any reason you are not completely satisfied with your experience, you may request a refund by sending an email to Rocket Dollar Support (log into your dashboard to contact support) within 30 days of payment. Rocket Dollar will refund the full amount, less any hard cost fees incurred by Rocket Dollar.
We offer Self-Directed IRA and Self-Directed Solo 401(k) accounts, depending on the needs of each of our customers. All of our accounts allow investors to choose their own investments, and can choose between a Gold and Silver subscription.
Depending on what type of account you select, you will have a different wire fee.
Direct Custody IRAs: $35 wire Fee
Checkbook IRAs: $35 wire fees to transfer from the IRA account to the checkbook bank account, $10 wire fees from the checkbook bank account to send to investments.
Solo 401(k): $10 wire fees
Rocket Dollar has a $50 closing fee on our primary custodian fee sheet, and will never charge a closing fee during the 30-day refund policy.
Feb 15, 2024
Investing for your retirement is not just about putting money away for the future; it's also about optimizing your...
Jan 18, 2024
In the dynamic landscape of retirement investing, individuals are increasingly turning to self-directed IRAs and Solo...
Nov 17, 2023
When planning for your retirement, one of the key decisions you'll face is choosing the right type of Individual...