High Contributions
You can contribute up to $69k to your Solo 401(k) and take huge tax deductions.
For those looking to get the most out of their retirement savings, the Solo 401(k) is the best option currently available. Those who qualify for the Solo 401(k) can contribute up to $66,000 annually (more if you're 50 or older) and invest in any asset allowed by the IRS, all while not paying an arm and a leg in fees.
Learn MoreDiscover the benefits, contribution types, investment options, and eligibility requirements for this powerful retirement plan.
Read Our GuideSign up to gain access to our Solo 401(k) Basics Guide and discover the benefits, contribution types, investment options, and eligibility requirements for this powerful retirement plan.
Sign up to gain access to our Solo 401(k) Basics Guide.
You can contribute up to $69k to your Solo 401(k) and take huge tax deductions.
There’s no preset menu of investments. Invest in anything allowed by the IRS.
Borrow up to $50k from your Solo 401(k) and pay yourself back over time.
Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.
You can contribute up to $66k to your Solo 401(k) and take huge tax deductions.
There’s no preset menu of investments. Invest in anything allowed by the IRS.
Borrow up to $50k from your Solo 401(k) and pay yourself back over time.
Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.
Enjoy customizing your retirement portfolio with the assets you care about. From crowdfunding and real estate to farmland and gold, if the IRS allows it, you can invest in it.
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Choose the right account for you and sign up in under 5 minutes—completely online.
Fund your Solo 401(k) account in just a few short days. Our support team is here to help initiate rollovers.
From there, diversify. Making investments is as simple as writing a check—track it all on your dashboard.
Transparent pricing on a subscription basis.
All the essentials plus premium service
$600 one-time setup fee
Sep 19, 2024
Aug 30, 2024
Jul 18, 2024
In order to be eligible for the Self-Directed Solo 401(k) account, you must be self-employed and have no full-time employees. Further eligibility requirements and exceptions may be found here.
Up to $69,000 ($66,000 in 2023) of tax-advantaged retirement dollars are allowed if you choose to maximize your personal and company contributions. Learn how Rocket Dollar can help you capitalize on these contributions.
The Self-Directed Solo 401(k) allows for loans. The loan option allows you to borrow from your own retirement funds, up to 50% of the plan value or $50,000, whichever is less. Solo 401(k) holders may use loans to pay off personal debt, fund a business, or use as the holder sees fit. If you’d like to take a loan from your 401(k), simply fill out the loan application we provide you on your Dashboard.
Rocket Dollar can open a Self-Directed Solo 401(k) in 2–4 weeks or 2 weeks with Rocket Dollar Gold.