The Solo 401(k) from Rocket Dollar

For individuals with self-employment income, the Solo 401(k) is the premier retirement account available today. Secure your retirement with unlimited investment options, high contribution limits, and ultimate flexibility.

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Notice

December 12th at midnight CST will be this year's cutoff in order to make sure we can open all new customers Solo 401(k)s before the important IRS/DOL December 31st deadline. All Solo 401(k)s purchased after this cutoff will not be fulfilled until after January 2nd. If you are considering a Solo 401(k), please make your decision in November or early December while there will still be plenty of time for you to sign and approve appropriate documentation and organize year-end contributions with a CPA. Plans established after the deadline but before tax time can have reduced contribution capabilities. This cutoff date is non-negotiable and no exceptions will be granted.

Check out the 2020 Rocket Dollar Solo 401(k) webinar to learn more about this account and how to use it this year.

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Notice: IRS rules have changed to allow new Solo 401(k) plan starter employee contributions up until your tax filing date for 2020. Employer contributions, which come from your business as a profit share or match, can only be made for 2021 if you open a new account.

What is a Solo 401(k)?

For those looking to get the most out of their retirement savings, the Solo 401(k) is the best option currently available. Those who qualify for the Solo 401(k) can contribute up to $57,000 annually (more if you're 50 or older) and invest in any asset allowed by the IRS, all while not paying an arm and a leg in fees.

Watch the 2020 Solo 401(k) webinar for more:

Invest with control

Diversify your retirement portfolio for for as little as $15 per month.

High Contributions

You can contribute up to $57k to your Solo, and take huge tax deductions.

Investment Options

No preset menu of investments. Invest in anything allowed by the IRS.

Loan Capability

Borrow up to $50k from your Solo 401(k), and pay yourself back over time.

Tax Advantages

Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.

All-you-can-invest retirement accounts

What assets are allowed in a Rocket Dollar Self-Directed account?

To name a few...
- Real estate
  
  Make investments in single-family, multi-family, syndicates, and more!
- Private Equity
  
  Make a loan using your IRA, and payments go right back into the same account.
- Cryptocurrency
  
  All the upside, none of the tax headaches!
- Small Businesses & Startups
  
  Help a small business get off the ground, and enjoy no taxes when it takes off!
- Conventional loan
  
  Make a loan using your IRA, and payments go right back into the same account.
- Peer-to-peer lending
  
  Make a loan using your IRA, and payments go right back into the same account.
- Equity Crowdfunding
  
  Use your retirement account to invest in the next big company, while it's still in the garage stage.
- And The List Goes On

Real estate

Make investments in single-family, multi-family, syndicates, and more!
Private Equity

[Make a loan using your IRA, and payments go right back into the same account.]
Cryptocurrency

All the upside, none of the tax headaches!
Small Businesses & Startups

Help a small business get off the ground, and enjoy no taxes when it takes off!

Conventional loan

[Make a loan using your IRA, and payments go right back into the same account.]
Peer-to-peer lending

Make a loan using your IRA, and payments go right back into the same account.
Equity Crowdfunding

Use your retirement account to invest in the next big company, while it's still in the garage stage.
Much more

[precious metals, etc.]