High Contributions
You can contribute up to $57k to your Solo, and take huge tax deductions.
Self-Directed Solo 401(k)
For individuals with self-employment income, the Self-Directed Solo 401(k) is the premier retirement account available today. Secure your retirement with unlimited investment options, high contribution limits, and ultimate flexibility.
Check out the 2020 Rocket Dollar Solo 401(k) webinar to learn more about this account and how to use it this year.
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Notice: IRS rules have changed to allow new Solo 401(k) plan starter employee contributions up until your tax filing date for 2020. Employer contributions, which come from your business as a profit share or match, can only be made for 2021 if you open a new account.
What is a Self-Directed Solo 401(k)?
For those looking to get the most out of their retirement savings, the Solo 401(k) is the best option currently available. Those who qualify for the Solo 401(k) can contribute up to $57,000 annually (more if you're 50 or older) and invest in any asset allowed by the IRS, all while not paying an arm and a leg in fees.
Invest with control
Diversify your retirement portfolio for for as little as $15 per month.
Investment Options
No preset menu of investments. Invest in anything allowed by the IRS.
Loan Capability
Borrow up to $50k from your Solo 401(k), and pay yourself back over time.
Tax Advantages
Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.
Choose the right account for you and sign up in under 10 minutes—completely online.
Fund your account in just a few short days.
From there, diversify. Making investments is as simple as writing a check—track it all on your dashboard.
We take security seriously
Online security is no joke, and we take the trust our customers and partners put in us seriously. We are a SOC-2 certified company, and continuously update our systems to comply with best practices.
Core
$15/mo.
$360 one-time setup fee
The essentials you need to start self-directing
- No minimum opening deposit
- Online document storage
- Email support
Gold
$30/mo.
$600 one-time setup fee
All the essentials plus premium service
- All Core features
- Expedited service and transfers
- Four free yearly wire transfers
- Physical Rocket Dollar Account Debit Card
- Priority support
- Tax-filing for 1099-R and Form 5500
- Roth IRA conversion assistance
