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Guide

What is a Solo 401(k)?

For those seeking to maximize retirement savings, the Solo 401(k) from Rocket Dollar is the top choice. Why is Rocket Dollar the best option for your Solo 401(k)?

  • Industry Expertise: Trusted by thousands for seamless account setup and expert support.

  • Tailored Support: Dedicated help from start to finish, making setup and management hassle-free.

  • Proven Track Record: A trusted leader in empowering investors to take control of their retirement.

  • Lowest Fees in the Industry:  Our simple, straightforward pricing is the most competitive in the industry.

  • Thousands of Satisfied Customers: Folks from all over the country are investing in alternative assets using their retirement savings.

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I am very pleased with the great level of service from Christopher Lindiakos and Daniela Mink of the Rocket Dollar support team. As their client, I have seen that they are very knowledgeable, professional, courteous, and answer my questions with clarity. I value quality service and I look forward to my upgraded account purchase with Rocket Dollar!
—Rocket Dollar Customer
Google Rating

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Rocket Dollar Reviews

Team was helpful as I navigated the SD IRA process.

★★★★★
Michael Bruynesteyn
Best decision ever to use these folks - can't beat the cost and they always get back quickly on any questions.

★★★★★
John Zabel
Love the value proposition of Rocket Dollar as well as the team, which works so quickly to help me get investments made quickly. Thank you!

★★★★★
Craig Cummings
Rocket Dollar made it extremely easy to set up my IRA LLC, and has a wide variety of knowledge base articles that make it painless to manage an IRA LLC!

★★★★★
Marcus Johnson
RocketDollar established a self-directed IRA in two weeks. Done in time to fund a time-sensitive investment, when another leading provider said I didn't have time to get it done.

★★★★★
Benjamin Rogers
This is being very good so far. Keep it up!

★★★★★
Dmitri Yudanov

Solo 401(k) Benefits & Pricing

Best Value in the Industry

Solo 401(k)

All the essentials plus premium service

$40/moper month

$600 one-time setup fee

Get Started Learn more
Gold Only
  • IRA Trust checking account (LLC available)
  • BYOD (Bring Your Own Deal)
  • Unlimited fee-free transactions
  • No Custodian sign-off on transactions
  • Bring Your Own Deal (BYOD)
  • No AUM fees
  • Ideal for folks with self-employment income:
  • High contribution limits
  • 401(k) loan option
  • Self-custody account
  • Roth and Traditional in one account
  • Best for Real Estate Investments:
  • Rental Properties
  • Fix-N-Flips

How We Compare

Rocket Dollar Broad Financial IRA Financial
$600 setup fee $1,295 setup fee $900 setup fee
Monthly Fee: $30 ($360 annually) Quarterly Fee: $105 ($420 annually) Yearly Fee: $400 annually
Five year total: $600+(5*$360)=$2,400 Five year total: $1,295+(5*$420)=$3,395 Five year total: $999+$2000=$2999
High Contributions

You can contribute up to $66k to your Solo 401(k) and take huge tax deductions.

Investment Options

There’s no preset menu of investments. Invest in anything allowed by the IRS.

Loan Capability

Borrow up to $50k from your Solo 401(k) and pay yourself back over time.

Tax Advantages

Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.

High Contributions
High Contributions

You can contribute up to $66k to your Solo 401(k) and take huge tax deductions.

Investment Options
Investment Options

There’s no preset menu of investments. Invest in anything allowed by the IRS.

Loan Capability
Loan Capability

Borrow up to $50k from your Solo 401(k) and pay yourself back over time.

Tax Advantages
Tax Advantages

Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.

All-you-can-invest retirement accounts

Enjoy customizing your retirement portfolio with the assets you care about. From crowdfunding and real estate to farmland and gold, if the IRS allows it, you can invest in it.

Learn More

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We take security seriously

Online security is no joke, and we take the trust our customers and partners put in us seriously. We are a SOC-2 certified company, and continuously update our systems to comply with best practices.

investment shield

Here's how easy it is to get started:

Rocket Dollar | Open an account
Step 1

Open

Choose the right account for you and sign up in under 5 minutes—completely online.

Rocket Dollar | Fund
STEP 2

Fund

Fund your Solo 401(k) account in just a few short days. Our support team is here to help initiate rollovers.

Rocket Dollar | Invest
STEP 3

Invest

From there, diversify. Making investments is as simple as writing a check—track it all on your dashboard.

The Rocket Dollar Solo 401(k) | Ready to go Solo?

Ready to go Solo?

Open an Account

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Frequently Asked Questions

  • Am I eligible for the Self-Directed Solo 401(k)?

    In order to be eligible for the Self-Directed Solo 401(k) account, you must be self-employed and have no full-time employees. Further eligibility requirements and exceptions may be found here.

  • What is the maximum contribution to my Self-Directed Solo 401(k) in 2022 and 2023?

    Up to $66,000 ($61,000 in 2022) of tax-advantaged retirement dollars are allowed if you choose to maximize your personal and company contributions. Learn how Rocket Dollar can help you capitalize on these contributions.

  • Can I take out a loan from my Self-Directed 401(k)?

    The Self-Directed Solo 401(k) allows for loans. The loan option allows you to borrow from your own retirement funds, up to 50% of the plan value or $50,000, whichever is less. Solo 401(k) holders may use loans to pay off personal debt, fund a business, or use as the holder sees fit. If you’d like to take a loan from your 401(k), simply fill out the loan application we provide you on your Dashboard.

  • How quickly can I open and fund a Self-Directed Solo 401(k)?

    Rocket Dollar can open a Self-Directed Solo 401(k) in 2–4 weeks or 2 weeks with Rocket Dollar Gold.