Guide

What is a Checkbook IRA?

A Checkbook IRA puts you in the driver's seat of your retirement investing, allowing you to go beyond stocks and bonds. Invest in real estate, startups, precious metals, and more!

Checkbook Control: No custodian delays or fees
Diverse Investments: Invest in anything allowed by the IRS
Tax-Advantaged: Grow your wealth tax-free or tax-deferred

I am very pleased with the great level of service from Christopher Lindiakos and Daniela Mink of the Rocket Dollar support team. As their client, I have seen that they are very knowledgeable, professional, courteous, and answer my questions with clarity. I value quality service and I look forward to my upgraded account purchase with Rocket Dollar!
—Rocket Dollar Customer

Rocket Dollar made it extremely easy to set up my IRA LLC, and has a wide variety of knowledge base articles that make it painless to manage an IRA LLC!

Marcus Johnson

RocketDollar established a self-directed IRA in two weeks. Done in time to fund a time-sensitive investment, when another leading provider said I didn't have time to get it done.

Benjamin Rogers

This is being very good so far. Keep it up!

Dmitri Yudanov

Team was helpful as I navigated the SD IRA process.

Michael Bruynesteyn

Best decision ever to use these folks - can't beat the cost and they always get back quickly on any questions.

John Zabel

Love the value proposition of Rocket Dollar as well as the team, which works so quickly to help me get investments made quickly. Thank you!

Craig Cummings

Gold Only

Trust/LLC checking account to manage investments, income, and expenses on your own
Unlimited fee-free transactions
No Custodian sign-off on transactions
Ideal for transaction-heavy investments:
Rental Properties
Fix-n-Flip
Tax Liens
Crypto - hold your keys
Foreign Investments

How We Compare

Rocket Dollar	Broad Financial	IRA Financial
$600 setup fee	$1,295 setup fee	$900 setup fee
Monthly Fee: $40 ($480 annually)	Quarterly Fee: $105 ($420 annually)	Yearly Fee: $400 annually
Five year total: $600+(5*$480)=$3,000	Five year total: $1,295+(5*$420)=$3,395	Five year total: $999+$2000=$2999

Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

Investment Options

No preset menu of investments. Invest in anything allowed by the IRS.

Transparent Pricing

No asset or transaction fees. Our pricing is simple. $600 registration fee and $40/month.

Tax Advantages

Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.

Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

We take security seriously

Online security is no joke, and we take the trust our customers and partners put in us seriously. We are a SOC-2 certified company, and continuously update our systems to comply with best practices.

Step 1

Open

Establish IRA and associated accounts, including all documents necessary to make your first investment.

STEP 2

Fund

Our patented transfer module makes it easy to fund your account—log in to Rocket Dollar to initiate a transfer with just a few clicks.

STEP 3

Invest

Have any questions about an investment? Our support team is here to help!

Frequently Asked Questions

Why Self-Directed?
Am I eligible to open and contribute to a Rocket Dollar Self-Directed IRA account?

Anyone with US taxable income or an old retirement account can start a Traditional IRA or Roth IRA.

To make new contributions to a new IRA, you must be younger than 70 and 1/2. Depending on your income and filing status, you're able to make a contribution to your IRA and the contribution may or may not be tax-deductible. If you have old IRA contributions, you can always open a new IRA and do a trustee to trustee transfer over to Rocket Dollar.
How can I fund and transfer assets into my Rocker Dollar Self-Directed IRA account?

Your Rocket Dollar Self-Directed IRA account can be funded via current taxable income and rollover from old IRA plans or retirement accounts. You must be a paid customer to start the process.

Funding your Self-Directed IRA account can be accomplished in 3 different ways: Contribute to the Self-Directed IRA from your current taxable income, roll over your old employer 401(k) plan, or transfer an old IRA.
Can I manage investments in multiple asset classes with a Self-Directed IRA?

Guide

What is a Checkbook IRA?

As featured on:

Rocket Dollar Reviews

SDIRA Benefits & Pricing

Checkbook IRA

How We Compare

Fast Transactions

Investment Options

Transparent Pricing

Tax Advantages

Fast Transactions

Fast Transactions

Fast Transactions

Fast Transactions

We take security seriously

Here's how easy it is to get started:

Step 1

Open

STEP 2

Fund

STEP 3

Invest

Ready to take control?

Frequently Asked Questions

Why Self-Directed?

Am I eligible to open and contribute to a Rocket Dollar Self-Directed IRA account?

How can I fund and transfer assets into my Rocker Dollar Self-Directed IRA account?

Can I manage investments in multiple asset classes with a Self-Directed IRA?

Discover more about

Here are the Rules When Rolling Over Your Pension to an IRA

The Pros and Cons of Investing in Real Estate through Your IRA

LLC vs. Trust for a Self-Directed IRA: What’s the Difference?