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IRA as a Service

Self-Directed IRAs:
What to Know Before Opening an Account

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The Rocket Dollar IRA | Self-Directed Roth IRA
Fast Transactions
Fast Transactions

Investing is as easy as writing a check. No more waiting for custodian approval.

Investment Options
Investment Options

No preset menu of investments. Invest in anything allowed by the IRS.

Transparent Pricing
Transparent Pricing

No asset or transaction fees. Our pricing is simple. $360 registration fee and $15/month.

Tax Advantages
Tax Advantages

Enjoy deferred taxes, or no taxes, on all gains inside your Rocket Dollar account.

Learn more with our guide

Learn the basics of self-directed IRAs and how they offer more investment options for your retirement savings. Discover the benefits, risks, and steps to open a self-directed IRA.

IRAaaS (IRA as a Service)

IRA as a Service is the technology platform we've built that allows us to provide the best investing experience possible, not nickel and dime you with account fees, investment fees, or transaction fees. Our simple subscription model ensures you know what you're paying because while some surprises are great, some aren't.

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Rocket Dollar | IRaaS (IRA as a Service)

We take security seriously

Online security is no joke, and we take the trust our customers and partners put in us seriously. We are a SOC-2 certified company, and continuously update our systems to comply with best practices.

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Here's how easy it is to get started:

Rocket Dollar | Open an account
Step 1


Establish IRA and associated accounts, including all documents necessary to make your first investment.

Rocket Dollar | Fund your account


Our patented transfer module makes it easy to fund your account—log in to Rocket Dollar to initiate a transfer with just a few clicks.

Rocket Dollar | Invest


Have any questions about an investment? Our support team is here to help!

Looking for a Solo 401(k)?

This is the place

SDIRA Benefits & Pricing

Transparent pricing on a subscription basis.


The essentials you need to start investing

$15/moper month

$360 one-time setup fee

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  • No minimum opening deposit
  • BYOD (Bring Your Own Deal)
  • Online document storage
  • Investment dashboard to track investments
  • Email support
  • No transfer or rollover fees


All the essentials plus premium service

$30/moper month

$600 one-time setup fee

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  • All Silver features
  • Expedited service and transfers
  • Four free wire transfers per year
  • Option for custom-named IRA LLC
  • Priority support
  • Roth IRA conversion assistance
  • Tax filing for 1099-R and Form 5500
Sign up | Rocket Dollar

Ready to take control?

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Frequently Asked Questions

  • Why Self-Directed?

    Whether collecting rent checks from rental properties or investing in the next big company, a Self-Directed IRA allows you to quickly and easily invest in the things you know will provide you the retirement you envision.

  • Am I eligible to open and contribute to a Rocket Dollar Self-Directed IRA account?

    Anyone with US taxable income or an old retirement account can start a Traditional IRA or Roth IRA.

    To make new contributions to a new IRA, you must be younger than 70 and 1/2. Depending on your income and filing status, you're able to make a contribution to your IRA and the contribution may or may not be tax-deductible. If you have old IRA contributions, you can always open a new IRA and do a trustee to trustee transfer over to Rocket Dollar.

  • How can I fund and transfer assets into my Rocker Dollar Self-Directed IRA account?

    Your Rocket Dollar Self-Directed IRA account can be funded via current taxable income and rollover from old IRA plans or retirement accounts. You must be a paid customer to start the process.

    Funding your Self-Directed IRA account can be accomplished in 3 different ways: Contribute to the Self-Directed IRA from your current taxable income, roll over your old employer 401(k) plan, or transfer an old IRA.

  • Can I manage investments in multiple asset classes with a Self-Directed IRA?

    Yes. With the unique structure of a Rocket Dollar account, you can go into as many investments as you want with NO new investment fees.