Most investors know about stocks, bonds, and real estate, but there's an entire asset class hiding in plain sight: life settlements.
In this episode of the Rocket Your Dollar podcast, host Henry Yoshida sits down with Mitchell "Mit" Morgan, a self-described financial architect based in Grapevine, Texas. Mit breaks down how he structures capital stacks for commercial real estate developers, what retail investors never see behind the scenes of a deal, and how he discovered life settlements as a legitimate, often-overlooked private market investment — one that can be held inside a self-directed IRA.
What we cover:
What a financial architect actually does
- How commercial real estate capital stacks are structured
- What life settlements are and how the market works
- Why life insurance companies initially pushed back and why they came around.
- How to hold life settlements inside a self-directed IRA.
Whether you're a seasoned private market investor or just starting to explore alternatives beyond Wall Street, this episode opens the door to an asset class most people never consider or even have heard of before.