Pricing, Products, and Refund Policy
CARES Act and Coronavirus Stimulus Retirement Changes
FAQs and the Benefits of Self-Directing Retirement Accounts
Rocket Dollar Crowdfunding Campaign on Republic
Investing and Alternative Asset Classes
Self-Directed IRA (Traditional, Roth, or Beneficiary)
Self-Directed Solo 401(k) (Traditional or Roth)
- Self-Directed Solo 401(k) FAQs
- Opening a Rocket Dollar Self-Directed Solo 401(k) Account
- Structure and Titling
- Contributions and Contribution Limits
- IRS-Related Questions
- Rolling Over/Transferring Old Accounts
- Solo 401(k) Traditional Contributions
- Solo 401(k) Roth Contributions
- Solo 401(k) Loans
- Uncommon Questions
Self-Directing Retirement Compliance and Self Care
Partnering with Rocket Dollar
Fundraising with Rocket Dollar
Specific State Rules
Privacy, Security, Identity, and Fraud
I'm from Puerto Rico. Can I be a customer at Rocket Dollar?
Puerto Rico, being a US territory, has unique retirement plan laws. We cannot currently service Solo 401(k)s for Puerto Rico Residents at this time. You can still use our IRA LLC.
Why can I not have a solo 401(k)?
There are unique tax code parts of Puerto Rico and retirement plan law. In order to receive a rollover from a current PR plan, the receiving plan must meet PR Code Section 1081.01. The 401k plan we offer meets IRS and DOL requirements but does NOT satisfy PR code. This creates extra complexities that make it difficult to service Solo 401(k) customers.
In short, it's easy to do rollovers from US retirement plans. It is extremely difficult to roll dollars from a Puerto Rico retirement plan into a Solo 401(k).
Can I get a Self-Directed Traditional or Roth IRA?
Yes! With the way IRA rollovers work, it is much easier to process a rollover from a variety of plans. We can still serve you from our IRA products.