Pricing, Products, and Refund Policy
CARES Act and Coronavirus Stimulus Retirement Changes
FAQs and the Benefits of Self-Directing Retirement Accounts
Rocket Dollar Crowdfunding Campaign on Republic
Investing and Alternative Asset Classes
Self-Directed IRA (Traditional, Roth, or Beneficiary)
Self-Directed Solo 401(k) (Traditional or Roth)
- Self-Directed Solo 401(k) FAQs
- Opening a Rocket Dollar Self-Directed Solo 401(k) Account
- Structure and Titling
- Contributions and Contribution Limits
- IRS-Related Questions
- Rolling Over/Transferring Old Accounts
- Solo 401(k) Traditional Contributions
- Solo 401(k) Roth Contributions
- Solo 401(k) Loans
- Uncommon Questions
Self-Directing Retirement Compliance and Self Care
Partnering with Rocket Dollar
Fundraising with Rocket Dollar
Specific State Rules
Privacy, Security, Identity, and Fraud
If my Self-Directed IRA or Self-Directed Solo 401(k) real estate investment does not have enough cash to cover unexpected expenses, what should I do?
We recommend you keep between 10-15% of the home value in cash to cover unexpected expenses. Otherwise, you can roll over more dollars from a separate IRA or 401(k) or sell an asset in your Self-Directed retirement account.
It is recommended you keep between 10-15% of the home value in cash to cover unexpected expenses.
If you run out of cash you might have to...
- Rollover more dollars from another IRA or 401(k)
- Sell an asset in your Self-Directed retirement account
You CANNOT start commingling personal assets into your Self-Directed Retirement account to pay for repairs.
There is a possible exception if you are going are about to lose an asset, but that is the last resort. You should not rely on this provision as this will be heavily scrutinized under audit.