If my Rocket Dollar Self-Directed IRA account has insufficient funds to invest in real estate, can I partner my retirement account with my personal funds to make up the difference?

You can partner or co-invest with anyone that isn’t a disqualified person. You may not “partner” with personal funds, as this will be considered a prohibited transaction.

See our list of disqualified persons and prohibited transactions for more information.

Can I take out a loan to purchase a property?

Yes, but it must be a non-recourse loan. You can read our article on non-recourse loans here.

Want to read more?

• How you can borrow from your Rocket Dollar Self-Directed Solo 401(k)
• Other approaches to investing in real estate to suit what your retirement account can afford