Stocks and Bonds

Can I open a brokerage account and manage my publicly traded securities alongside my alternative investments?

Yes. If you tie your Solo 401(k) account name or IRA LLC EIN to your brokerage account you will be able to manage investments in stocks, bonds, mutual/index funds, ETFs, and other publicly traded securities alongside alternative investments.

Where can I open a brokerage account with my Rocket Dollar IRA?

Our customers often use TD Ameritrade, as they have forms and a process specifically to make an IRA LLC trading account. You can look at the instructions here. 



In a Self-Directed Solo 401(k) with a trust or a Self-Directed IRA with an LLC, you can open a brokerage account in the name of the retirement trust and trade public securities. However, you cannot have a margin account. You'll need to use the EIN of the Self-Directed Solo 401(k) trust or your LLC in an IRA instead of your SSN when you set up a brokerage account.

There are other institutions specializing in these stocks and bonds asset classes; however, most will not allow you to hold both standard and alternative assets or have extremely limited alternative asset menus. Using a Rocket Dollar account will help you maximize your diversification across your entire retirement portfolio.


For a Self-Directed IRA/LLC, you should open a corporate/business/entity trading account.

IRA Flow Multiple Investments Diagram-2

For a Self-Directed Solo 401(k), you should open a trust trading account on behalf of your new Rocket Dollar Solo 401(k) Trust.

Solo 401(k) Brokerage Account Flow

Is there anything I can't do compared to a normal brokerage or IRA trading account?

You cannot short stocks. You can trade options, puts, and calls as long as they do not require a margin account. You can't trade naked puts and calls, as this strategy would require a margin account.

Extensions of credit are prohibited transactions. Here are some examples of prohibited transactions.