Crowdfunding

How much can I invest in a Crowdfunding deal?

Self-Directed IRA and Solo 401(k) accounts can invest in Reg CF offerings. See below for details.

Under new SEC rules, accredited investors will have no limits on the amount they can invest in Regulation Crowdfunding, known as "Reg CF" (or Reg CF+) deals or offerings. To qualify as an accredited investor, you must meet the following criteria:

  • Have an income of $200,000 or more if single and $300,000 or more if married, OR
  • A net worth of at least $1 million, excluding your primary residence.

Non-accredited investors will have annual investment limits across all Reg CF offerings in a 12-month period :

  • If either an investor’s annual income or net worth is less than $107,000, the investment limit is the larger number of $2,200 or 5% of annual income or net worth, whichever is greater.
  • If an investor’s income and net worth both are $107,000 or more, the investment limit is 10% of annual income or net worth, whichever is larger, but not to exceed $107,000.

Rocket Dollar's Self-Directed IRA and Solo 401(k) products can invest in Reg CF or Reg CF+ offerings.