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Pricing, Products, and Refund Policy
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FAQs and the Benefits of Self-Directing Retirement Accounts
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Support
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Investing and Alternative Asset Classes
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Self-Directed IRA (Traditional, Roth, or Beneficiary)
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Self-Directed Solo 401(k) (Traditional or Roth)
- Self-Directed Solo 401(k) FAQs
- Opening a Rocket Dollar Self-Directed Solo 401(k) Account
- Structure of a Rocket Dollar Solo 401(k) Account
- Contributions and Contribution Limits
- Eligibility
- IRS-Related Questions
- Rolling Over/Transferring Old Accounts
- Solo 401(k) Traditional Contributions
- Solo 401(k) Roth Contributions
- Solo 401(k) Loans
- Uncommon Questions
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Self-Directed SEP-IRA
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Self-Directing Retirement Compliance and Self Care
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Partnering with Rocket Dollar
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Fundraising with Rocket Dollar
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Specific State Rules
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Privacy, Security, Identity, and Fraud
Can I create a Solo 401(k) account without an EIN number or with my SSN?
Rocket Dollar directs all of its clients to get an EIN
Some sole proprietors do not use an EIN and run their business under their SSN. However, to establish a Solo 401(k), you will need an EIN for your business. The EIN must be listed on the adoption agreement.
It is important to keep your retirement plan dollars separated from your personal dollars.
Once your plan reaches $250,000 in assets, you will be required to file Form 5500 with the IRS, which asks for the plan sponsor's EIN. Prepping for this ahead of time will avoid a potential audit.