Am I eligible for a Roth IRA contribution in 2019/2020?

Make sure to check if you are filing as a single individual, married (filing jointly), or married (filing separately). Then, see if your MAGI income is below, in between, or higher than the IRS income limit range.

Adjusted Gross Income = AGI

If your filing status is...	2019 And your modified AGI is...	2020 And your modified AGI is...	Then you can contribute...
married filing jointly or qualifying widow(er)	< $193,000	< $196,000	up to the limit $6,000 ($7,000 if 50 or older)
	> $193,000 but < $203,000	> $196,000 but < $206,000	a reduced amount
	> $203,000	> $206,000	zero
married filing separately and you lived with your spouse at any time during the year	< $10,000	< $10,000	a reduced amount
	> $10,000	> $10,000	zero
single, head of household, or married filing separately and you did not live with your spouse at any time during the year	< $122,000	< $124,000	up to the limit $6,000 ($7,000 if 50 or older)
	> $122,000 but < $137,000	> $124,000 but < $139,000	a reduced amount
	> $137,000	> $139,000	zero