- Rocket Dollar Knowledge Base
- Investing and Alternative Asset Classes
- Digital Assets and Cryptocurrency
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Pricing, Products, and Refund Policy
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CARES Act and Coronavirus Stimulus Retirement Changes
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FAQs and the Benefits of Self-Directing Retirement Accounts
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Rocket Dollar Crowdfunding Campaign on Republic
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Support
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Investing and Alternative Asset Classes
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Self-Directed IRA (Traditional, Roth, or Beneficiary)
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Self-Directed Solo 401(k) (Traditional or Roth)
- Self-Directed Solo 401(k) FAQs
- Opening a Rocket Dollar Self-Directed Solo 401(k) Account
- Structure and Titling
- Contributions and Contribution Limits
- Eligibility
- IRS-Related Questions
- Rolling Over/Transferring Old Accounts
- Solo 401(k) Traditional Contributions
- Solo 401(k) Roth Contributions
- Solo 401(k) Loans
- Uncommon Questions
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Self-Directed SEP-IRA
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Self-Directing Retirement Compliance and Self Care
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Partnering with Rocket Dollar
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Fundraising with Rocket Dollar
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Specific State Rules
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Privacy, Security, Identity, and Fraud
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Investor Relations
Can I store crypto in a cold wallet?
There is no IRS guidance on cold wallets. We recommend leaving your crypto on the exchange.
Where should I hold my accounts on an exchange?
We recommend IRA LLC or Solo 401(k) account holders open exchange accounts at Coinbase or Gemini and keep their crypto in the exchange accounts. See our instructions here for Coinbase or here for Gemini.
What if I don't want to hold it on an exchange?
Storing crypto held in an IRA or Solo 401(k) in a cold wallet is fine if the wallet is held by a custodian, a non-bank custodian, or in a bank safe deposit box registered to the IRA LLC or the Solo 401(k) plan. Rocket Dollar does not offer a cold storage option.
Storing hardware or a cold wallet at home may be a prohibited transaction and you risk penalties and fines. We recommend leaving the crypto on the exchange.