Pricing, Products, and Refund Policy
FAQs and the Benefits of Self-Directing Retirement Accounts
Investing and Alternative Asset Classes
Self-Directed IRA (Traditional, Roth, or Beneficiary)
Self-Directed Solo 401(k) (Traditional or Roth)
- Self-Directed Solo 401(k) FAQs
- Opening a Rocket Dollar Self-Directed Solo 401(k) Account
- Structure of a Rocket Dollar Solo 401(k) Account
- Contributions and Contribution Limits
- IRS-Related Questions
- Rolling Over/Transferring Old Accounts
- Solo 401(k) Traditional Contributions
- Solo 401(k) Roth Contributions
- Solo 401(k) Loans
- Uncommon Questions
Self-Directing Retirement Compliance and Self Care
Partnering with Rocket Dollar
Fundraising with Rocket Dollar
Specific State Rules
Privacy, Security, Identity, and Fraud
Do Roth Contributions have income limits in a Solo 401(k)? How do they work?
No. Roth contributions do not have any income limits in a Solo 401(k)!
Are there any Roth income limits?
No, there are no Roth income limits. A significant advantage to a Solo 401(k) and 401(k)s that offer Roth contributions.
Where can I contribute these new Roth dollars from?
The contributions must come from your self-employed income.
Is there a limit to Roth Contributions inside the Solo 401(k)?
No, you can make as big of an after-tax contribution as you wish to the Solo 401(k) as long as you stay under the contribution limit. However, keep in mind all matching contributions must be pre-tax.
Where do my contributions go?
To make Roth contributions, you must have a trust and then trust bank account for ONLY Roth contributions. You must not commingle Roth and Traditional dollars.
Functionally, you will open two trusts and two bank accounts connected to those trusts at our partner bank. You must name the accounts appropriately. You will be working with our support team, so please call if you have any questions or concerns.
- Bank Account (Traditional)
- Bank Account (Roth)